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10148 Zeno St

Commerce City, CO 80022

$455,000

MLS ID: 9082198

2 Bedrooms
3 Bathrooms
2 Stories
Built 2020
1,210 sq ft
3,832 sq ft
Attached Garage

Property Description

This Single family home sits on a corner lot and is almost brand new- just two years old! It's bright and light and is low maintenance living at it's best in the popular Reunion neighborhood! This home has an open floor plan with an inviting foyer area and wood floors throughout the main floor. The kitchen has an expansive granite island with granite countertops, shaker cabinets, stainless steel appliances and gas stove and will surely meet your entertaining needs. The living room opens to the kitchen and is cozy and bright. Finishing off the main floor you'll also find , a pantry, a 1/2 bath, the door to the attached two car garage and the door to the professionally landscaped, fenced back yard. You'll love watching sunsets on your front wrap around porch! On the second level you'll find a bedroom and a full bath along with the laundry room. The primary bedroom with ensuite bathroom, a walk in closet finishes off the second level. The HOA maintains the driveway so you don't have to! The Reunion community has so much to offer: two outdoor pools, tons of walking trails with beautiful views and lakes, and a private recreation center that includes a full gym and weight room. Call me today for your private showing before it's gone!

Walk Score

Walk Score®

20

Car-Dependent

Transit Score®

22

Minimal Transit

Bike Score

39

Somewhat Bikeable

The walkability to nearby ammenities. Powered by Walk Score®. Learn More

Satellite View

Recent Reviews

Littleton, CO
"Neil was extremely detail oriented and helped with every question we had. He didn’t just do the steps he explained everything so that we were aware and confident in the process. Would highly reccomended him to anyone."
– Veronica S.

5.0

Review Verified
Castle Rock, CO
"To be more proactive in regards to Trust documents and their requirements as it pertains to loan documents."
– Donna Rae B.

4.2

Review Verified
Highlands Ranch, CO
"Neil and his partner Caroline were very communicative and kept me informed on my load process. Great job you two!"
– Douglas M.

5.0

Review Verified
Thornton, CO
"Neil and his team are very knowledgeable and consultative through the entire process. They are proactive in their communication and assure you are informed every step of the way."
– Christina E.

5.0

Review Verified
Castle Rock, CO
"Neil and his team were readily available and patient while we walked through this process of buying our first home. We are grateful for the many questions answered and quick actions to help us to secure our home. Thank you!"
– Jessica M.

4.5

Review Verified
Pueblo, CO
"Great clear communication by Neil and Caroline."
– David Eugene F.

5.0

Review Verified
Thornton, CO
"Helpful and responsive"
– Andrew E.

5.0

Review Verified
Pueblo, CO
"Neil is very friendly and patient and works with your needs and your explains things so you truly understand the process. Thank Neil"
– Debra Ann H.

5.0

Review Verified
Denver, CO
"I would have liked a bit more 1:1 communication. I know there was communication via my realtor but felt there were moments when direct connect should have been made. Otherwise, it was a pleasant experience though I have nothing else to compare."
– Jennifer S.

4.2

Review Verified
Littleton, CO
"Neil and Caroline were always available for me, weekends, nights, or whatever when we were putting in offers and were really communicative through the closing process. Really appreciate the relationship they had with me and my realtor Brian!"
– Luke M.

5.0

Review Verified
Sterling, CO
"Good communication between us and the realtor, quick and efficient work, truly cared about what was best for us"
– Melanie C J.

5.0

Review Verified
Frederick, CO
"Neil was very informative and helpful during our conversations. The whole process was very easy."
– Brian K.

5.0

Review Verified
Bailey, CO
"Neil was very helpful and the process went smoothly."
– Sarah G.

5.0

Review Verified
Greeley, CO
"Neil and his team member Caroline were very accessible and quick to respond to questions. Felt very comfortable following his lead."
– Wendy B.

5.0

Review Verified
Aurora, CO
"Great communication throughout the process. Flexible to advance the closing date. Helpful to work with underwriting and achieve the goals."
– William T. B.

5.0

Review Verified
Castle Rock, CO
"Neil and Caroline were excellent, professional, communicative, detail-oriented, and patiently explained everything to us as first-time home buyers. The process couldn't have been smoother from start to finish."
– Michael B.

5.0

Review Verified
Denver, CO
"This is my second time working with Neil and his service has been excellent."
– Brian N. F.

5.0

Review Verified
Greeley, CO
"Neil is always a pleasure to work with. He has an obvious knowledge of the market, and takes time to ensure that you can trust his advice. Neil is quick to respond, and is efficient without ever pressuring the customer. We will continue to rely on his expertise and have already recommended him to both my Brother and Parents. Thanks Neil Christiansen!"
– Jonathan R. B.

5.0

Review Verified
Littleton, CO
"Quick to answer questions, explain things and prep me for what to expect. Always available too!"
– Elizabeth G.

5.0

Review Verified
Aurora, CO
"Good Communication"
– Joshua Dean B.

5.0

Review Verified
Morrison, CO
"Neil was great at moving everything along as quickly as possible."
– Jeffrey Wayne B.

5.0

Review Verified
Parker, CO
"I had to keep reaching out to their office for updates."
– Samuel D S.

3.2

Review Verified
Milliken, CO
"Neil was always available to answer questions and made the entire application process as smooth as possible!"
– Richard Casey M.

5.0

Review Verified
Thornton, CO
"Great communication!"
– Troy R L.

5.0

Review Verified
Johnstown, CO
"Neil and his team we’re happy to answer any questions I had. Neil helped me look at the options and figure out how to meet my goals. I cannot say enough nice things about them."
– Robin W.

5.0

Review Verified
Thornton, CO
"Neil and his team were very helpful and supportive during my home buying process"
– Tiffany S.

5.0

Review Verified
Arvada, CO
"We really love Churchill Mortgage! They truly care and make the process smooth, easy and simple."
– Whitney L. H.

5.0

Review Verified
Morrison, CO
"Work hard to get this done, always up front."
– Marshall J H.

5.0

Review Verified
Aurora, CO
"Neil is amazing and always there to help!"
– Kimberly P.

5.0

Review Verified
Colorado Springs, CO
"Overall Neil and Caroline were very responsive and made a few things happen for us very quickly so that we could get our condo, meet deadlines and close on time. I'm very thankful for their quick work and availability outside of office hours to make those things happen. A few things made my rating "ok". First was the fact that after "certification" for a mortgage rate, our rate went up before the final closing. Part of the reason the certification process from Churchill was so appealing was locking in the rate. Second was that alot of things before our closing seem to happen last minute. I think alot of this was due to lack of communication between our realtor, Churchill and the organizations where documents were required. When Neil and Caroline would reach out to us they would say "we've been asking for this document/answer for a week, and haven't received it", etc. Then we or our agent would call/reach out and get what was needed right away. Something wasn't working well with the communication, I'm not sure what it was. I think if I was going through this process again I would work with or at least interview the realtor's preferred lender, simply because they are more used to communicating about what's needed and I think the process would have been smoother."
– Daniel B.

3.3

Review Verified
Greeley, CO
"Ease of Process. The computer system and notification works well. I had a last minute phone call with Neil at the time of my closing and he answered the call and answered the question immediately."
– Jocelyn R W.

5.0

Review Verified
Superior, CO
"Neil is great to work with. He is transparent about the process, rates, etc. We like some of the tools used as well - electronic signatures, custom video instructions, etc."
– Kristen A B.

5.0

Review Verified
Arvada, CO
"Neil was easy to work with, timely and was able to address all our concerns."
– Amanda H.

5.0

Review Verified
Aurora, CO
"Great communication from start to finish"
– William Thomas B.

5.0

Review Verified
Golden, CO
"Very informative, efficient, and pleasant to work with."
– Kristi Lynn F.

5.0

Review Verified
Arvada, CO
"Responsiveness, knowledgable, friendly and personable."
– Shannon H.

5.0

Review Verified
Dillon, CO
"The presentation that Neil created; very patient answering my questions; service around the appraisal. Always returned emails and calls."
– Ashley N.

4.0

Review Verified
Pueblo, CO
"Was helpful in answering questions. Walked me through the process. Neil did a great job getting the loan closed in a short amount of time. Neil was great at communicating with me and updating me."
– Denise Rae F.

4.7

Review Verified
Centennial, CO
"Neil is amazing. He is honest, extremely knowledgable, prompt in returning any type of communication."
– Catherine A B.

5.0

Review Verified
Bennett, CO
"Everything went smoothly outside of lack of communication on paying our existing mortgage. That caused some redo"
– Robert L S.

4.0

Review Verified
Arvada, CO
"Neil was extremely helpful through the whole process."
– Jacob C.

5.0

Review Verified
Arvada, CO
"Prompt responses, answers to questions, clear app with next steps,"
– Jason D. M.

4.8

Review Verified
Aurora, CO
"Neil was great throughout the process! He clearly communicated how much home we could finance and why. His team also had to go above and beyond to ensure a closing that the home builder had totally messed up! I’d recommend Neil and his team to friends and family!"
– Charles O S.

5.0

Review Verified
Eaton, CO
"We chose Churchill Morgage because it was a Dave Ramsey approved company. We know Dave Ramsey would not have approved the advise we were given. There was no a care attitude about the earnest money we put down. I mean all that's going to happen is you will lose your earnest money, not a big deal. Really??? We heard back from Neil via email an hour before we were set to leave for closing that we were approved. It was a really bad experience! Our realtor said if any of her clients suggest using Neil with Churchill she is going to tell them to run away as fast as they can. Her and her peers in office were blown away by how we and herself were treated. They had never experienced the likes. So there is way more to say... But I'll leave it at this. We were so thankful our prayers were answered by GOD in the niche of time and the loan went through! And we love our new to us house."
– Gayla S.

0.7

Review Verified
Leadville, CO
"Worked very hard with the loan and communication"
– Jacklyn Gayle C.

4.7

Review Verified
Denver, CO
"Caroline always makes things to clear and doable. She is the best!"
– Lindsay G.

4.2

Review Verified
Gunnison, CO
"Neil and Caroline took such great care of us! They were great with our real estate agent, and worked diligently to solve the problem when it felt like everything was hitting the fan. 10/10 recommend their service."
– Kaitlyn G V.

4.7

Review Verified
Monument, CO
"When we interviewed Neil, we stated that we were not interested in paying any points down. After communicating this, Neil still gave us 2 quotes with interest rates unbeknownst to us that were bought down. We asked about closing costs and he never got back to us, so we were surprised when our closing paperwork showed we were buying down points. We had to complain about the experience and it was taken care of by Neil which we appreciated. Overall, I am disappointed with my experience. I had many sleepless nights due to this process."
– Joseph Y.

1.3

Review Verified
Gill, CO
"Neils communication was honest and thorough. No question or issue left unresolved!"
– Edward J D.

5.0

Review Verified
Gill, CO
"Neil and his team followed through on everything they told us from the beginning! Amazing team and hard workers! We very much appreciate the time spent on our file as it was a bit difficult- we definitely will be using Neil and his Churchill team again!!!!"
– Julie A D.

5.0

Review Verified
Denver, CO
"Doing business with Neil and Caroline (for the second time) is a breeze! This team of professionals keep you informed at all times and treat you like real human beings. Neil or Caroline are ALWAYS available to assist with any questions or concerns. I would refer these two and this company to any and all. Thank you Neil and Caroline for your hard work, diligence and communication. 🤩"
– Hilda M.

5.0

Review Verified
Milliken, CO
"Easy to work with and able to answer any question"
– Darren Michael P.

5.0

Review Verified
Castle Rock, CO
"Neil rarely didn't answer his phone, and was always prompt at returning calls. Being available and communicating is vital in a transaction. He was also gracious to answer any question I had no matter how minor or elementary it may have seemed. I really appreciated those qualities in working with Neil and Carolyn."
– Charles R D.

5.0

Review Verified
Parker, CO
"Neil and Caroline are fantastic! They are always there, willing to help answer any questions, and are very attentive to our needs. I have recommended them to many people, and will continue to do so!"
– Shannon D.

5.0

Review Verified
Gunnison, CO
"Thank you very much the process was made easy and thanks to you now me and my wife will be in our new home shortly!"
– Zachary G V.

5.0

Review Verified
Thornton, CO
"The level of communication and customer service was excellent. We were always informed of where we were in the process and Neil is a true professional!"
– Lisa Marie V.

5.0

Review Verified
Pueblo West, CO
"Thank you!"
– Sarah C.

4.8

Review Verified
Brush, CO
"Neil went above and beyond to make sure I was able to get my house purchased. He was available and ready to answer any questions I had through the entire process."
– Reesa M.

4.8

Review Verified
Arvada, CO
"The best mortgage team out there!!"
– Whitney L.

5.0

Review Verified
Denver, CO
"I've worked with Neil and his team three times now. I keep returning because of the great service they provide! The communication is very thorough and I appreciate the level of detail they share."
– Elise T.

5.0

Review Verified
Aurora, CO
"Neil was very responsive to all questions. Everything about the experience was great."
– Cynthia C.

5.0

Review Verified
Evans, CO
"Neil made refinancing very easy. He was patient with all our questions. We appreciated our whole experience!"
– Hattie J.

5.0

Review Verified
Evans, CO
"The whole process was super smooth! Neil and his team were very quick to respond to any questions we had and helped us to clearly understand all of the obscure details. The app worked really well and it was a very convenient tool. Thanks Neil and Team!"
– Benjamin F.

5.0

Review Verified
Granby, CO
"Timely, detail oriented, consultative and great consistent follow up. Great to work with!!"
– Peter M.

5.0

Review Verified
Greeley, CO
"Neil always answered any questions that I had and was great at communicating any needs with me. He was very kind and transparent throughout the entire process."
– Erica J.

5.0

Review Verified
Lakewood, CO
"The process seemed very smooth and timely overall. Always received answers to any questions that I had right away. Would highly recommend."
– Carol L.

5.0

Review Verified
Johnstown, CO
"Neil was easy and great to work with"
– Jared T.

5.0

Review Verified
Centennial, CO
"Neil and Caroline are incredible! We are so thankful for their knowledge, professionalism and help. They were always available to answer our questions, provided speedy responses, and took some of the stress out of the home buying process. I especially appreciate that I could text Neil with quick questions and that he would proactively reach out to see how things were going. Would definitely recommend to a friend!"
– Lynn V.

5.0

Review Verified
Centennial, CO
"Good communication. Answering all my questions"
– Bridget A.

4.5

Review Verified
Highlands Ranch, CO
"Everything went smooth from beginning to end."
– Eugen O.

5.0

Review Verified
Aurora, CO
"Easy process"
– James R.

5.0

Review Verified
Arvada, CO
"Working with Neil is so painless. There's never any pressure, he breaks things down into terms you can clearly understand and takes all the guesswork out of the process for you. Highly recommend!"
– Jerry B.

5.0

Review Verified
Wheat Ridge, CO
"Neil helped me with my first refi and is very thorough and patient with explaining how the process works and which strategy is best given my personal financial goals. Highly recommend!!"
– Courtney A.

5.0

Review Verified
Westminster, CO
"Neil was very knowledgeable, professional and personable. We will definitely recommend his services to family and friends."
– James O.

5.0

Review Verified
Longmont, CO
"Neil is so nice, and an expert in his field. His processor, Caroline, is also extremely helpful. 3 weeks from our offer being accepted, we were at the closing table with no hiccups. Highly recommended this team for your real estate lending needs!"
– Paige E.

5.0

Review Verified
Severance, CO
"Promote response time"
– Mariah C.

5.0

Review Verified
Crawford, CO
"Considering all the excess requirements by regulations, I was pleased with your service."
– Carson G.

4.2

Review Verified
Severance, CO
"Always made time to answer my questions. Felt good having someone available by phone and email at all times of the day to help explain the things I had questions about."
– Zach C.

5.0

Review Verified
Berthoud, CO
"Timely reminders were sent. Thank you."
– Cecilia J.

4.8

Review Verified
Denver, CO
"Caroline made everything so clear and easy. She was communicative, reliable and I felt like she was really looking out for me! I've already recommended Churchill to others. Thank you, Lindsay Genshaft"
– Lindsay G.

4.7

Review Verified
Arvada, CO
"Neil and Caroline help through the process of the loan. We are very pleased with all they did."
– James P.

5.0

Review Verified
Frederick, CO
"Mr Christiansen was highly efficient and prompt in making the loan process less painful and completed in a timely manner."
– Larry E.

4.0

Review Verified
Indian Hills, CO
"Super responsive to questions. organized and on it."
– Joshua H.

5.0

Review Verified
Westminster, CO
"Neil and his team at Churchill Mortgage did an outstanding job. The entire process was simple and easy. Neil and Caroline were responsive and efficient and the entire process from application to close took less time than expected. Neil was also able to get us a lower interest rate than originally quoted and cash to close much lower than planned. Top notch customer service!"
– Timothy F.

5.0

Review Verified
Westminster, CO
"Churchhill Mortgage was very professional, very efficient and was always on top of sending out emails to get signed and they did a great job."
– Sandra J.

5.0

Review Verified
Arvada, CO
"Neil and his team did a excellent job, in getting the loan for my wife and I approved and ready to close. We have had a couple hang-ups, however, they were not caused by Neil or his team."
– James P.

4.2

Review Verified
Boulder, CO
"We have been working with Neil for years. I trust his opinion and feel like I always get a honest answer."
– Michael P.

5.0

Review Verified
Lakewood, CO
"Poor communication with Neil's office person. Very slow service. Many emails stating additional information needed."
– Douglas C.

3.5

Review Verified
Kersey, CO
"Neil is a great guy. Always extremely nice when we talked to him. He worked very hard for us."
– Raeann B.

4.7

Review Verified
Kersey, CO
"Neil and Caroline were fast and responsive throughout the entire process. We were able to get everything done just in time to close within about a month or so, even with a complicated financial situation."
– Jeffrey B.

5.0

Review Verified
Green Mountain Falls, CO
"Neil was very professional and easy to work with. He answered our questions clearly and in a timely manner. We appreciated his honesty when deciding the best time to refinance our home. He ensured that we had everything completed online so that we could close on our loan in the comfort of our home. That is huge during a pandemic! We highly recommend Neil Christiansen to help you refinance your home."
– Lorrie L.

5.0

Review Verified
"Neil made the refi process very smooth, especially in a virtual platform!"
– Joseph F.

5.0

Review Verified
Arvada, CO
"Quick and thorough responses and answers to questions that I posed."
– Eric D.

5.0

Review Verified
"Neil was easy to get a hold of. He was quick to answer our numerous questions. Neil always kept us up-to-date with information relevant to us. He made the loan process easier and he always kept our goals in mind. Thank you!"
– Kirk S.

5.0

Review Verified
Thornton, CO
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– Edward S.

5.0

Review Verified
"Neil's Team was responsive from the first onset of the loan process thru to the end. Really put up the resources, explained the benefits of several loan options and was able to perform what they said they would do for us!"
– Berry L.

5.0

Review Verified
"Everything about my refinance from beginning to the closing was great through Churchill Mortgage. Neil and everyone from his office made it so easy. He also took the time to walk me through my options to plan for my future financially with the money I was saving on my new lower mortgage payment. Thank you so much for going above and beyond to help me!"
– Victoria D.

5.0

Review Verified
"A more personalized approach. I would have preferred more communication from Neil along the way. The process was cold like I was dealing with a computer. Maybe I am just old fashioned and looking for more human interaction."
– Leyla I.

2.5

Review Verified
"Very professional, kept us well informed of what was need, very good experience!!!!!!!"
– Henry R.

5.0

Review Verified
"Keep in contact and actually called on the phone, not just e-mails."
– Margaret S.

5.0

Review Verified
"I tried to give specific feedback but was limited to so many characters. The pointers I was going to give you where primarily on improving communication. Overall the process was good but it did take a VERY long time, and we almost applied to a second company during the wait. If you weren't Ramsey endorsed, we would have. The extended time did create a hardship and now we are waiting for refunds of over $6K from lenders over paid in the wait. Overall good, but still opportunity for improvement"
– Yvonne C.

4.0

Review Verified
"Neil is always patient with me and my questions and creates different ways of presenting the data analysis to me that makes sense for my way of thinking. He responds in a timely fashion to my emails and phone calls. He even took my call after work hours."
– Jocelyn W.

5.0

Review Verified
"Neil always takes care of us and we appreciate it!"
– Danielle F.

5.0

Review Verified
"They walked us through every step of the way. Even if it was minor things. Quick to responded to our questions"
– Bryant M.

4.8

Review Verified
"I have worked with Neil and his team several times in the past 10 years and have received nothing short of outstanding service. They offer wonderful support and always communicate clearly and timely. I have referred them time and time again and will continue to do so."
– Shanna C.

5.0

Review Verified
"Neil is a pro and I consider him a great consultant and appreciate his expertise and knowledge in his profession."
– Michael D.

5.0

Review Verified
"Neil was very patient and thorough. He answered all of our questions open and honestly even when we were comparing loans from other companies. We never felt rushed. He took the time to educated us and ran the numbers on many different scenarios as we kept changing our minds. It was a wonderful experience!"
– Crystal M.

5.0

Review Verified
"Neil was very responsive to all our questions."
– Amanda P.

4.2

Review Verified
"Neil made it great! He was so patient and spent extra time explaining everything to us because we were first time homebuyers. I will never even think about using someone other than Neil and Churchill."
– Shannon D.

5.0

Review Verified
"Neil and his team were very professional and thorough in the process. All the details were taken care of and assembled to streamline the losing."
– Kevin D.

4.8

Review Verified
"Team Churchill was top notch. Thank you for the smooth transaction."
– Joe T.

5.0

Review Verified
"Neil was informative and prompt. He was avail for questions and made this process easy."
– Jessica B.

4.8

Review Verified
"Neil was great. He made sure I got the best deal, he communicates frequently, he is transparent, he takes his time to explains things, and he made me feel like I could fully trust him. I'm glad I found him through the Dave Ramsey network."
– Brant B.

5.0

Review Verified
"Outstanding service with someone who has true passion and a teacher's heart."
– Jonathan B.

5.0

Review Verified
"Informative, straightforward, convenient app, friendly, quick reply’s"
– Darren P.

5.0

Review Verified
"Great company and very caring!"
– Whitney H.

5.0

Review Verified
"Neil and his team were great to work with! They were always very responsive to questions and were incredibly helpful throughout the process."
– Jeff B.

5.0

"Neil & team are the ultimate professionals and simply get the job done. I called him in somewhat of a panic as I was in the midst of buying a home using my existing mtg company which was Quicken / Rocket Mtg. They attempted to charge me outlandish fees and gave me an ultimatum to move forward within a certain time frame. I immediately called Neil and from start to finish we completed my loan within 3 weeks!!! Strong Recommendation... By a long shot exceeded my expectations!!!"
– Brandon D.

5.0

"Neil was efficient, friendly, and to the point. He presented several options and I was able to pick the loan that worked best for me!"
– Andelynn D.

5.0

"We couldn't be more pleased with Neil and Caroline! In the very beginning we contacted Neil in a panic, not knowing if he would even be able to help us. Neil was patient and kind, and took the time to explain things to us in a way that we could understand. As first time home buyers, a lot of the mortgage information was foreign to us. Neil and Caroline went above and beyond to ensure that we knew exactly what was going on and where we were in the process. They have our business for life!"
– Shannon D.

5.0

"Neil took the time to speak with me before I even knew I was in a position to buy a house. He has a heart of a teacher and brings value and knowledge in ways build wealth while having the ability to purchase a home. He helped me through every question (I had a lot of them!) and I could not recommend a better lender when going through the home purchasing process!"
– Courtney G.

5.0

Elizabeth, CO
"Neil and his team made sure I had all the facts and that I understood the different options they had laid out before me. The entire process was fast and smooth."
– Martin F.

5.0

Review Verified
Brighton, CO
"Neil and Caroline are incredible. They are so easy to work with and I would not use anyone else!"
– Tyler M.

5.0

Review Verified
Brighton, CO
"Neil and Caroline are always a complete pleasure. Their level of responsiveness and professionalism sets them apart from the rest. They truly care for their clients and it shows!"
– Kaitlynn M.

5.0

Review Verified
Wellington, CO
"Thanks for the quick response and for helping with my refinance. I'm glad I took Dave Ramsey's advice to call Churchill Mortgage."
– Jason F.

5.0

Review Verified
Aurora, CO
"Neil is knowledgeable, responsive and a pleasure to work with."
– Cynthia W.

5.0

Review Verified
Castle Rock, CO
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– Stephen T.

4.8

Review Verified
Parker, CO
"Our experience with Churchill Mortgage to do a refinance was what we expected, as we were referred to Neil Christiansen by friends. What we expected was someone who cared about our needs and would help us through the process to accomplish our goals with a refinance, but make sure we were thoughtfully considering the implications of our decision making. We found that the experience we had with Churchill Mortgage was not only simple and easy to understand, but actually fun too! 5 STARS!!"
– Gary L.

5.0

Review Verified
Fort Collins, CO
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– Holly M.

5.0

Review Verified
Littleton, CO
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– Paul J.

4.2

Review Verified
Louisville, CO
"Very awesome company to work with- we saved a lot of money on our refinance, and we are now saving money on our monthly mortgage payment. We were quoted payments 4X what we paid, at our local credit union, so we happily made the switch to CM, and it was an easy transition, and we will gladly refinance again if we can continue to decrease our interest rates."
– Rosia P.

5.0

Review Verified
Denver, CO
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– Christopher A.

3.3

Review Verified
Denver, CO
"Great service, clear communication if expectations in every step of the process. I highly recommend Neil and team."
– Hugo C.

5.0

Review Verified
Centennial, CO
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– Eric T.

4.8

Review Verified
Arvada, CO
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– Kristen U.

4.8

Review Verified
Parker, CO
"The video links made it simple to follow what was going on and how the numbers were shaking out in our situation"
– Samuel S.

4.2

Review Verified
Parker, CO
"Neil was very knowledgeable and patient answering all of my questions. Very smooth process from start to finish."
– Erin A.

5.0

Review Verified
Brighton, CO
"Neil was able to get our refinance handled very quickly with a lower overall rate which will save us hundreds of dollars per month. His team including Caroline did a fantastic job with a constant flow of communication for required documents to administer a quick closing. We have worked with Neil and the past and will continue to work with him in the future for our mortgage needs."
– Tomislav M.

5.0

Review Verified
Colorado Springs, CO
"Agent was in constant communication about the loan process, and was informative as to what I could expect. The experience was fast, smooth, and easy! Thank you!"
– Latonya H.

5.0

Review Verified
Broomfield, CO
"Neil was quick to respond to questions. His team kept the process on schedule. Thanks!!!"
– Alison H.

5.0

Review Verified
Greeley, CO
"Timely callbacks and status reports"
– Anthony C.

4.8

Review Verified
Denver, CO
"Neil and Caroline did such a great job walking me through a recent refinance on my home. We rolled a HELOC and my mortgage together. I now have a lower monthly payment and even took out some cash. They are patient and trustworthy and they explain things every step of the way. They are quick to answer questions and are on top of their game. I will use them again and refer them often."
– Wendy F.

5.0

Review Verified
Clifton, CO
"Their ability to get us through some of the pitfalls we ran into. Great staff to work with."
– Michael C.

4.8

Review Verified
Denver, CO
""
– Sergio B.

3.2

Review Verified
Arvada, CO
"Very straightforward, honest and timely advice and support throughout the mortgage process. Very easy to work with which is very much appreciated during a stressful experience. Thank you for all the help!"
– Scott P.

4.7

Review Verified
Commerce City, CO
"Neil is fantastic and him and Caroline really take the time to explain everything extremely clearly."
– Mario P.

5.0

Review Verified
Peyton, CO
"Neil and his team from Churchill Mortgage were with us every step of the way. During the Pre-Approval process, he helped us find the right loan and explained the different options that were available to us. Once we found a home, they worked deliberately with the titling agency and our broker to make this process easy. Their professionalism, communication and dedication made our home buying experience very easy."
– Maxime C.

5.0

Review Verified
Peyton, CO
"Neil and Caroline were there every step of the way to explain everything that can be confusing about buying a home. The presentations that Neil walked us through helped us decide which loan option was right for us. He is very knowledgable and is really looking out for your best interest when buying a home. The only hitch was the time it took to finalize our loan and submit documents to title since we were on a tight timeline to close in 30 days. Nonetheless, Neil and Caroline made it work!"
– Brandi C.

4.5

Review Verified
Arvada, CO
"Thanks you Neil and Caroline for executing on a quick close! Would work with you again!"
– Samson B.

4.8

Review Verified
Co, CO
"We have been working with Neil and Caroline for quite some time now (even before Churchill) and, their professionalism as well as their friendliness made it possible for us to feel comfortable in communicating with them, as well as trust them. Anytime we called them, they were there to answer any questions, not once did they ever ignore our calls - and there were a "few" calls on our behalf. Thank you Neil and Caroline for assisting us. You two made the process very manageable."
– Hilda M.

5.0

Review Verified
Co, CO
"Neil has helped us through our first two home purchases and now a refinance. He's extremely knowledgeable and dependable, always willing to hear our concerns, explain something to us when we're not clear, and put up with our last minute requests. Neil is a pleasure to work with."
– Brandon M.

5.0

Review Verified
Co, CO
"Any time I had a question or concern they were able to explain it to me to my satisfaction. I was provided tools like homebot and Home Scout that helped me to decide when to sell and when homes were available to purchase, and was informed when something I was interested was no longer available."
– Marie H.

5.0

Review Verified
Co, CO
"He explained everything and kept in constant touch with us and he was easy to work with."
– David H.

5.0

Review Verified
Co, CO
"Neil and Christine were very helpful over the phone, and the process from start to closing went very smooth."
– Byron M.

5.0

Review Verified
Brighton, CO
"Neil and Caroline provided incredible customer service, and were very punctual meeting deadlines every step of the way. Compared to other mortgage companies, working with them is a breeze."
– Tyler M.

5.0

Review Verified
Brighton, CO
"Neil and Caroline made a very challenging experience into an easy one! They were so responsive and always willing to take the extra time to explain things to us. As first time home-buyers, we appreciated that so much! They went above and beyond for us and were an absolute pleasure to work with!"
– Kaitlynn M.

5.0

Review Verified
Arvada, CO
"Neil and his team was always available whenever I had a question. It was very apparent to me that he was a professional in his business with a high degree of up to date information. Over a period of eight months I would always feel assured that I was a very important client. The outcome of our new home purchase was a complete success."
– Warren C.

4.5

Review Verified
Englewood, CO
"Neil was extremely helpful. He answered all of my questions, regardless the amount. He responded very quickly and was always available for any questions to clarifications I had."
– Jamie R.

5.0

Review Verified
Pueblo, CO
"Neil and caroline were great. they are both very competent and kind. i enjoyed my experience with them and their company. thank you for a great experience. david"
– David F.

5.0

Review Verified
Co, CO
"This has been the smoothest refinancing I have ever been involved with. Neil and his staff are amazing and truly care about are needs were!! Thank you!!"
– Jason K.

5.0

Review Verified
Co, CO
"Neil and Caroline are professional and communicative. They really made the process easy."
– Mario P.

5.0

Review Verified
"Neil and caroline were great! They made it easy to get through the whole process."
– Mary H.

4.8

Co, CO
"Caroline and Neil are an awesome team. Always professional and their communication was timely and always informative. They made the process so easy for us! Thank you both!"
– Rebecca W.

5.0

Review Verified
Co, CO
"The timely communication and the updates on where we were in the closing process. We knew if there was any questions we had they would be answered in a timely manner."
– John W.

5.0

Review Verified
Co, CO
"NEIL WAS VERY HELPFUL AND COMMUNICATIVE. HIM AND HIS STAFF DID A GREAT JOB KEEPING EVERYTHING ON SCHEDULED SO I COULD REACH MY END GOAL."
– Kristoffer S.

5.0

Review Verified
"He was happy to explain and elaborate details without overwhelming me with facts. He and Caroline provided quick professional responses through email, text, phone, and videos really made it feel like a team effort. Even though it was my first time buying a home, working with his team gave me the confidence to take the leap into home ownership, and I couldn't be happier!"
– Tj M.

5.0

Co, CO
"Caroline were always available to offer sound and friendly advice. Patricia and I look forward to a long relationship with Churchhill mortgage and are so excited to be in our new home!"
– Peter G.

5.0

Review Verified
"Obtaining a mortgage loan through Neil was "painless" and easy. Neil and Caroline were right on top of everything making our part so simple. I thank them and suggest anyone looking for a mortgage loan give Churchill Mortgage a call. Bebe Gdovin"
– Beatrice G.

4.8

Co, CO
"Clearer communication on close date and time frames, more info on waiting periods, better info on APR etc."
– Angie H.

2.3

Review Verified
Co, CO
"Neil and Caroline made themselves available on nights and weekends to answer any questions I had. They did everything they could to make us feel comfortable during our home buying experience."
– Sarah H.

5.0

Review Verified
Co, CO
"Neil and Caroline made the home buying process a breeze. They were willing and able to answer all of our questions in a timely manner and provided a level of professionalism that should be expected when making such a big decision. Highly recommend them."
– Dylan W.

5.0

Review Verified
""
– John P.

5.0

"Enjoyed working with Neil. I appreciated his professionalism and honesty."
– Katherine M.

4.2

"Neil Christiansen is amazing! He is great at communicating and getting the job done. He is always available for answers to our questions. I highly recommend Neil and his team for home financing."
– Kelli M.

5.0

"Neil & his team went way out of their way to help us get a great rate in the timeframe needed. Great communication & updates. He'll be the first one I call next time I need a home loan"
– Lawrence A.

5.0

"Service excellent. Really went the extra mile for us due to delays with the lender"
– James C.

5.0

"Neil was great to work with and our home buying process went very smoothly!"
– Rachelle L.

5.0

"."
– James C.

4.8

"Neil and his team did a great job working with us especially in a fast moving market where competition is fierce.. this even included being able to reach them outside of normal work hours. They thoroughly understood our goals and were able to adjust loan amounts to fit our needs. I would highly recommend their services. This was the second time we used Neil!"
– Nancy G.

5.0

"I have have worked with Neil 3 times since I purchased my first home 10 years ago. He has been a fantastic resource and I highly recommend him. He is extremely knowledgeable, patient and professional."
– Shanna C.

5.0

"Worked thru multiple frustrating issues with difficult Bank!"
– Royce S.

5.0

"Neil and his team are wonderful to work with. We've done a few transactions with them now and they've always been great, highly recommend !!"
– Elise T.

5.0

"Neil was incredibly helpful during our mortgage process. He was patient with all my questions and always had an answer. His team was extremely responsive and always offered friendly service."
– Cory K.

4.8

"I've used Neil for years and have recommended him to my friends. He knows his stuff and always comes through."
– Brian M.

5.0

"Neil and team were available every step and able to assist with all our questions. It’s was the easiest loan experience we have had."
– Nicole B.

5.0

"Prompt, punctual, and professional. And frankly, very nice people. Satisfied customer indeed. Sincerely, Eric West"
– Eric W.

5.0

"Neil was always on top of things, which made my house purchase go very smoothly."
– Shelly M.

5.0

"Neil made my real estate transaction a great one! He was very knowledgeable and a great resource. Neil was easy to get in contact with whenever I needed him. I would highly recommend using Neil, and have already referred friends to him!"
– Christopher M.

5.0

National Rate Averages

Conf. 30Y Fixed

5.446%
0.004

FHA 30Y Fixed

5.362%
-0.011

Jumbo 30Y Fixed

5.302%
0.073

Rate averages are calculated from actual locked rates. Learn more.

Listing Agent

Lidia Suarez

Colorado Home Realty

100021220 (CO)

Churchill Mortgage Corporation

Company NMLS# 1591

8795 Ralston Rd., Suite 229
Arvada, AL 80002
  • Equal Housing Opportunity Logo

Churchill Mortgage Corporation (NMLS ID 1591)

Neil Joseph Christiansen NMLS 249268; Company NMLS ID: 1591 (www.nmlsconsumeraccess.org); CO-100008317, Churchill Mortgage Corporation, 8795 Ralston Rd. Ste. 240, Arvada, Colorado 80002, Tel 303-431-1588, Regulated by the Division of Real Estate; Churchill Mortgage Corporation

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